/* CreditSaathi v2 — single light theme, brand tokens from the brand guidelines */
:root{
  --orange:#F97316;--deep:#EA580C;--yellow:#FBBF24;--action:#C2410C;--action-h:#9A3412;
  --ink:#1F2937;--ink2:#374151;--muted:#57534E;--cream:#FFF9F0;--sand:#FDF1E1;--line:#EEDFCB;--white:#FFFFFF;
  --ok:#15803D;--okbg:#DCFCE7;--warn:#92400E;--warnbg:#FEF3C7;--bad:#B91C1C;--badbg:#FEE2E2;
  --r-s:10px;--r-m:16px;--r-l:24px;--wrap:1160px;
  --display:'Nunito',ui-rounded,system-ui,-apple-system,'Segoe UI',sans-serif;
  --body:'Nunito Sans',system-ui,-apple-system,'Segoe UI',sans-serif;
  color-scheme:light;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:90px}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important;animation:none!important}}
body{margin:0;background:var(--white);color:var(--ink);font-family:var(--body);font-size:16.5px;line-height:1.62;-webkit-font-smoothing:antialiased}
img,svg{max-width:100%}
a{color:var(--action)}a:hover{color:var(--action-h)}
:focus-visible{outline:3px solid var(--orange);outline-offset:2px;border-radius:6px}
h1,h2,h3,h4{font-family:var(--display);line-height:1.15;letter-spacing:-.015em;margin:0 0 .5em;text-wrap:balance;color:var(--ink)}
h1{font-size:clamp(2rem,4.6vw,3.2rem);font-weight:900}
h2{font-size:clamp(1.5rem,2.8vw,2.05rem);font-weight:800}
h3{font-size:1.15rem;font-weight:800}
p{margin:0 0 1em}
.wrap{max-width:var(--wrap);margin:0 auto;padding-inline:20px}
.section{padding-block:64px}
.cream{background:var(--cream)}
.lead{font-size:1.12rem;color:var(--ink2);max-width:62ch}
.small{font-size:.9rem;color:var(--muted)}
.ph{background:var(--warnbg);color:var(--warn);padding:0 .3em;border-radius:4px;font-weight:700}
.skip{position:absolute;left:-999px;top:8px;background:var(--ink);color:#fff;padding:8px 14px;border-radius:8px;z-index:100}.skip:focus{left:8px}
/* header */
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.97);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;height:70px}
.brand img{height:44px;width:auto;display:block}
.nav{display:flex;align-items:center;gap:4px}
.nav a{color:var(--ink);text-decoration:none;font-weight:700;padding:10px 11px;border-radius:10px;font-size:.96rem;white-space:nowrap}
.nav a:hover,.nav a[aria-current=page]{background:var(--sand);color:var(--action)}
.nav-toggle{display:none;background:none;border:1px solid var(--line);border-radius:10px;width:44px;height:44px;cursor:pointer}
@media (max-width:1060px){.nav-toggle{display:inline-flex;align-items:center;justify-content:center}.nav{position:absolute;top:70px;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;padding:8px 16px 16px;display:none}.nav.open{display:flex}.brand img{height:38px}}
/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:50px;padding:0 24px;border-radius:14px;border:0;background:var(--action);color:#fff!important;font-family:var(--display);font-weight:800;font-size:1.02rem;text-decoration:none;cursor:pointer}
.btn:hover{background:var(--action-h)}
.btn.ghost{background:transparent;color:var(--action)!important;box-shadow:inset 0 0 0 2px var(--action)}.btn.ghost:hover{background:var(--sand)}
.btn.block{width:100%}.btn[disabled]{opacity:.45;cursor:not-allowed}
/* home hero */
.hero{background:var(--cream);padding-block:44px 56px}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:44px;align-items:center}
.hero-grid>*{min-width:0}
@media (max-width:900px){.hero-grid{grid-template-columns:1fr;gap:28px}}
.switch{display:inline-flex;background:var(--sand);border-radius:999px;padding:4px;gap:4px;margin-bottom:18px}
.switch button{border:0;background:transparent;color:var(--ink2);font-family:var(--display);font-weight:800;font-size:15px;padding:10px 18px;border-radius:999px;cursor:pointer;min-height:44px}
.switch button[aria-pressed=true]{background:#fff;color:var(--ink);box-shadow:0 1px 3px rgba(0,0,0,.12)}
.hero h1 em{font-style:normal;color:var(--action)}
.facts{display:grid;grid-template-columns:1fr 1fr;gap:1px;background:var(--line);border:1px solid var(--line);border-radius:var(--r-m);overflow:hidden;margin:22px 0}
.facts div{background:#fff;padding:14px 16px}
.facts small{display:block;color:var(--muted);font-size:12.5px;font-weight:700}
.facts b{font-family:var(--display);font-size:1.15rem;font-variant-numeric:tabular-nums}
.assure{display:flex;flex-wrap:wrap;gap:6px 18px;margin-top:14px;font-size:14px;color:var(--ink2);font-weight:700}
.assure span::before{content:"";display:inline-block;width:8px;height:8px;border-radius:50%;background:var(--ok);margin-right:7px;vertical-align:middle}
.meter-card{background:#fff;border:1px solid var(--line);border-radius:28px;padding:28px;text-align:center}
.meter-card svg{width:min(230px,62%);display:block;margin:0 auto}
.needle{transform-box:view-box;transform-origin:32px 34px;transition:transform 1s cubic-bezier(.3,1.25,.5,1)}
.mstep{display:grid;grid-template-columns:repeat(4,1fr);gap:6px;margin-top:18px;text-align:left}
.mstep div{font-size:12px;font-weight:800;color:var(--muted);padding-top:8px;border-top:3px solid var(--line)}
.mstep div:first-child{color:var(--ink);border-color:var(--orange)}
/* steps */
.how{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:22px;margin:24px 0 0;padding:0;list-style:none;counter-reset:s}
@media (max-width:800px){.how{grid-template-columns:1fr 1fr}}@media (max-width:480px){.how{grid-template-columns:1fr}}
.how li{counter-increment:s}
.how li::before{content:counter(s);display:flex;align-items:center;justify-content:center;width:36px;height:36px;border-radius:50%;background:var(--yellow);color:var(--ink);font-family:var(--display);font-weight:900;margin-bottom:10px}
.how b{font-family:var(--display);display:block}.how p{font-size:14.5px;color:var(--ink2);margin:4px 0 0}
/* partner cards (Moneycontrol-style lender list) */
.pgrid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin-top:22px}
@media (max-width:900px){.pgrid{grid-template-columns:1fr 1fr}}@media (max-width:560px){.pgrid{grid-template-columns:1fr}}
.pcard{background:#fff;border:1px solid var(--line);border-radius:var(--r-m);padding:18px;display:flex;flex-direction:column;gap:8px}
.pcard h3{margin:0;font-size:1.05rem}
.pcard .type{font-size:12.5px;font-weight:800;color:var(--muted)}
.pcard dl{margin:4px 0 0;display:grid;grid-template-columns:auto 1fr;gap:3px 10px;font-size:13.5px}
.pcard dt{color:var(--muted);font-weight:700}.pcard dd{margin:0;min-width:0;overflow-wrap:anywhere}
.pcard .links{display:flex;flex-wrap:wrap;gap:6px 14px;font-size:13.5px;font-weight:700;margin-top:auto;padding-top:6px}
/* tables */
.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:var(--r-m);margin:16px 0 22px;background:#fff}
table{border-collapse:collapse;width:100%;min-width:560px;font-size:.95rem}
th,td{text-align:left;padding:12px 15px;border-bottom:1px solid var(--line);vertical-align:top}
th{background:var(--sand);font-family:var(--display);font-weight:800}
tr:last-child td{border-bottom:0}
td.num,th.num{font-variant-numeric:tabular-nums;text-align:right}
/* content pages */
.page-hero{background:var(--cream);padding-block:40px 32px;border-bottom:1px solid var(--line)}
.crumbs{font-size:.9rem;margin-bottom:10px;color:var(--muted)}.crumbs a{color:var(--muted)}
.updated{font-size:.9rem;color:var(--muted);font-weight:700;margin:0}
.two-col{display:grid;grid-template-columns:250px minmax(0,1fr);gap:48px;align-items:start}
@media (max-width:960px){.two-col{grid-template-columns:1fr}.toc{position:static!important;max-height:none!important}}
.toc{position:sticky;top:92px;border-left:3px solid var(--line);padding-left:14px;max-height:calc(100vh - 110px);overflow:auto}
.toc a{display:block;color:var(--ink2);text-decoration:none;padding:5px 0;font-weight:700;font-size:.92rem}
.toc a:hover{color:var(--action)}
.prose{max-width:78ch;min-width:0}
.prose h2{margin-top:1.9em;scroll-margin-top:92px;font-size:1.45rem}
.prose h3{margin-top:1.4em}
.prose ul,.prose ol{padding-left:1.3em}.prose li{margin-bottom:.45em}
.callout{background:var(--cream);border:1px solid var(--line);border-radius:var(--r-m);padding:16px 20px;margin:20px 0}
.callout.warn{background:#FFFBEB;border-color:#FDE68A}
.callout p:last-child{margin:0}
/* calculator */
.calc{display:grid;grid-template-columns:1.15fr .85fr;gap:24px;background:#fff;border:1px solid var(--line);border-radius:var(--r-l);padding:24px;margin:18px 0}
.calc>*{min-width:0}
@media (max-width:820px){.calc{grid-template-columns:1fr}}
.srow{margin-bottom:16px}
.srow .top{display:flex;justify-content:space-between;align-items:center;gap:10px;font-weight:800}
.srow .top input{width:130px;min-height:40px;border:1.5px solid var(--line);border-radius:10px;padding:0 10px;font:inherit;font-weight:800;text-align:right;font-variant-numeric:tabular-nums}
.srow input[type=range]{width:100%;accent-color:var(--deep);height:36px}
.srow .lim{display:flex;justify-content:space-between;font-size:12px;color:var(--muted);font-weight:700}
.chk{display:flex;align-items:center;gap:8px;font-weight:700;font-size:14.5px}
.chk input{width:20px;height:20px;accent-color:var(--deep)}
.result{background:var(--ink);color:#fff;border-radius:var(--r-m);padding:22px}
.result .lab{color:#D1D5DB;font-size:13px;font-weight:700}
.result .big{display:block;font-family:var(--display);font-weight:900;font-size:2.2rem;color:var(--yellow);line-height:1.1;font-variant-numeric:tabular-nums}
.result dl{display:grid;grid-template-columns:1fr auto;gap:8px 12px;margin:16px 0 0;font-variant-numeric:tabular-nums}
.result dt{color:#D1D5DB}.result dd{margin:0;font-weight:800;text-align:right}
.result .apr{margin-top:16px;padding-top:14px;border-top:1px solid #374151}
.result .apr b{font-family:var(--display);font-size:1.6rem;color:#fff}
/* faq */
.faq details{border-bottom:1px solid var(--line)}
.faq summary{cursor:pointer;font-family:var(--display);font-weight:800;font-size:1.05rem;padding:14px 0;list-style:none;display:flex;justify-content:space-between;gap:14px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";color:var(--deep);font-size:1.4rem;line-height:1}.faq details[open] summary::after{content:"–"}
.faq details p{color:var(--ink2)}
/* cards page */
.cat-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:14px}
@media (max-width:900px){.cat-grid{grid-template-columns:1fr 1fr}}
.cat{padding:16px;border-radius:var(--r-m);background:#fff;border:1px solid var(--line)}.cat b{font-family:var(--display);display:block}
/* forms */
.field{display:grid;gap:6px;margin-bottom:14px}
.field label{font-weight:800;font-size:.92rem}
.field input,.field select,.field textarea{min-height:50px;border:1.5px solid #D6CFC4;border-radius:12px;padding:0 14px;font:inherit;background:#fff;color:var(--ink);width:100%}
.field textarea{min-height:110px;padding:12px 14px}
.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--deep);outline:none;box-shadow:0 0 0 3px rgba(249,115,22,.25)}
.field .err{color:var(--bad);font-size:12.5px;font-weight:700}
.field .hint{color:var(--muted);font-size:12.5px}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:12px}.row2>*{min-width:0}
@media (max-width:440px){.row2{grid-template-columns:1fr}}
.consent{display:flex;gap:10px;align-items:flex-start;font-size:12.8px;color:var(--ink2);line-height:1.5;margin:6px 0}
.consent input{width:20px;height:20px;flex:none;margin-top:1px;accent-color:var(--deep)}
.cerr{color:var(--bad);font-size:12.5px;font-weight:700;display:block}
.msg{padding:12px 14px;border-radius:12px;font-weight:700;margin-top:12px}
.msg.ok{background:var(--okbg);color:#14532D}.msg.bad{background:var(--badbg);color:#7F1D1D}
/* journey sheet */
.scrim{position:fixed;inset:0;background:rgba(31,41,55,.55);z-index:80;opacity:0;transition:opacity .25s}.scrim.show{opacity:1}
.sheet{position:fixed;left:0;right:0;bottom:0;z-index:90;margin:0 auto;max-width:560px;max-height:92%;overflow-y:auto;background:#fff;border-radius:24px 24px 0 0;padding:14px 20px calc(22px + env(safe-area-inset-bottom,0px));transform:translateY(105%);transition:transform .3s cubic-bezier(.2,.9,.3,1);box-shadow:0 -10px 40px rgba(0,0,0,.2)}
.sheet.show{transform:none}
.grab{width:42px;height:5px;border-radius:5px;background:var(--line);margin:0 auto 10px}
.shead{display:flex;align-items:center;gap:12px}
.shead svg{width:44px;height:44px;flex:none}
.shead .t{flex:1;min-width:0}.shead h3{margin:0;font-size:1.2rem}.shead small{color:var(--muted);font-size:12.5px;font-weight:800}
.x{border:0;background:var(--sand);width:40px;height:40px;border-radius:50%;font-size:20px;cursor:pointer;flex:none;color:var(--ink)}
.bar{height:4px;background:var(--line);border-radius:4px;overflow:hidden;margin:10px 0 16px}
.bar i{display:block;height:100%;background:linear-gradient(90deg,var(--yellow),var(--orange),var(--deep));width:20%;transition:width .4s}
.otp{display:flex;gap:8px;justify-content:space-between;margin:6px 0 10px}
.otp input{width:100%;max-width:52px;aspect-ratio:1/1.15;text-align:center;font-family:var(--display);font-weight:800;font-size:22px;border:1.5px solid var(--line);border-radius:12px}
.otp input:focus{border-color:var(--orange);outline:none}
.linkbtn{border:0;background:none;color:var(--action);font:inherit;font-weight:800;font-size:14px;cursor:pointer;padding:6px 0}
.checklist{list-style:none;padding:0;margin:16px 0;display:grid;gap:12px}
.checklist li{display:flex;gap:12px;align-items:center;font-weight:800;color:var(--muted)}
.checklist li i{width:22px;height:22px;border-radius:50%;border:2.5px solid var(--line);flex:none}
.checklist li.done{color:var(--ink)}.checklist li.done i{border-color:var(--ok);background:var(--ok)}
.checklist li.now i{border-color:var(--orange);border-top-color:transparent;animation:spin .8s linear infinite}
@keyframes spin{to{transform:rotate(360deg)}}
.offer{border:1px solid var(--line);border-radius:18px;padding:16px;margin-bottom:12px}
.offer .oh{display:flex;flex-wrap:wrap;justify-content:space-between;gap:8px;align-items:flex-start}
.offer .oh>div{min-width:0}.offer b{font-family:var(--display);font-size:1.05rem}.offer small{display:block;color:var(--muted);font-size:12.5px}
.chip{font-size:12px;font-weight:800;border-radius:999px;padding:4px 10px;white-space:nowrap}
.chip.hi{background:var(--okbg);color:var(--ok)}.chip.md{background:var(--warnbg);color:var(--warn)}.chip.lo{background:var(--badbg);color:var(--bad)}
.offer p{font-size:13.5px;color:var(--ink2);margin:8px 0}
.offer .btn{min-height:46px;width:100%;margin-top:6px}
.leave{text-align:center}.leave .lend{font-family:var(--display);font-weight:900;font-size:1.6rem;margin:6px 0}
.ref{font-family:ui-monospace,Menlo,monospace;background:var(--sand);display:inline-block;padding:6px 12px;border-radius:8px;margin:10px 0;font-size:14px}
.leave ul{text-align:left;font-size:14px;color:var(--ink2);margin:12px 0;padding-left:20px}
.leave .btn{margin-top:8px;width:100%}
/* footer */
.site-footer{background:#171F2B;color:#D1D5DB;padding-block:52px 28px;font-size:.92rem}
.site-footer a{color:#E5E7EB;text-decoration:none}.site-footer a:hover{color:var(--yellow)}
.fgrid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:28px}
@media (max-width:860px){.fgrid{grid-template-columns:1fr 1fr}}@media (max-width:480px){.fgrid{grid-template-columns:1fr}}
.site-footer h4{color:#fff;font-size:1rem;margin-bottom:10px}
.site-footer ul{list-style:none;padding:0;margin:0}.site-footer li{margin-bottom:7px}
.fraud{background:#2A1A10;border:1px solid #7C2D12;color:#FED7AA;border-radius:12px;padding:14px 16px;margin-top:24px;font-size:.88rem}
.flegal{border-top:1px solid #2F3A4B;margin-top:28px;padding-top:20px;font-size:.84rem;color:#9CA3AF}
.flegal p{margin:0 0 .8em}
.mcta{display:none}
@media (max-width:760px){.mcta{display:flex;position:fixed;left:12px;right:12px;bottom:calc(12px + env(safe-area-inset-bottom,0px));z-index:40;box-shadow:0 10px 30px rgba(0,0,0,.25)}body.has-mcta{padding-bottom:84px}}
/* hero lead form (Paisabazaar-style, first screen) */
.hgrid{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(0,.85fr);gap:40px;align-items:start}
@media (max-width:900px){.hgrid{grid-template-columns:1fr;gap:22px}}
.qform{background:#fff;border:1px solid var(--line);border-radius:var(--r-l);padding:22px;box-shadow:0 24px 50px -36px rgba(234,88,12,.45)}
.qform h2{font-size:1.3rem;margin:0 0 4px}
.qwrap{text-align:left;padding:22px}.qwrap .qform{border:0;padding:0;box-shadow:none}
.qhead{display:flex;align-items:center;gap:12px;margin-bottom:16px;padding-bottom:14px;border-bottom:1px solid var(--line)}
.qhead svg{width:56px!important;flex:none;margin:0!important}.qhead b{font-family:var(--display);display:block}
.page-hero .facts{margin:18px 0 0}
@media (max-width:900px){
  .hgrid,.hero-grid{display:flex;flex-direction:column}
  .hgrid>div:first-child,.hero-grid>div:first-child{display:contents}
  .hgrid .qform,.hero-grid .qwrap{order:2}
  .hgrid .facts,.hgrid .assure,.hero-grid .facts,.hero-grid .assure{order:3}
  .hgrid .lead,.hero-grid .lead{font-size:1rem}
}
@media (max-width:900px){
  .hgrid,.hero-grid{gap:14px}
  .hgrid h1,.hero-grid h1,.hgrid .lead,.hero-grid .lead,.hero .switch{margin:0}
  .hero .switch{align-self:flex-start}
  .hero{padding-block:22px 36px}.page-hero{padding-block:22px 28px}
  .qwrap .qhead{display:none}.qwrap{padding:18px}
}
.pcard dl{grid-template-columns:1fr;gap:0}
.pcard dt{font-size:12px;margin-top:8px}.pcard dt:first-child{margin-top:0}
/* partner banner */
.pbanner{display:flex;align-items:center;justify-content:space-between;gap:24px;background:linear-gradient(120deg,var(--ink) 0%,#3B2414 100%);color:#fff;border-radius:var(--r-l);padding:28px 32px;box-shadow:0 24px 50px -36px rgba(234,88,12,.6)}
.pbanner h2{color:#fff;font-size:1.6rem;margin:4px 0 8px}
.pbanner p{margin:0;color:#E5E7EB;max-width:62ch}
.pbanner .kicker{display:inline-block;background:var(--yellow);color:var(--ink);font-family:var(--display);font-weight:800;font-size:12.5px;padding:3px 10px;border-radius:999px}
.pbactions{display:flex;flex-direction:column;gap:10px;flex-shrink:0}
.pbanner .btn.ghost{color:#fff!important;box-shadow:inset 0 0 0 2px #fff}.pbanner .btn.ghost:hover{background:rgba(255,255,255,.1)}
@media (max-width:760px){.pbanner{flex-direction:column;align-items:stretch;padding:22px}.pbanner h2{font-size:1.35rem}}